Simple guidelines for using Monvera and our services.
Last updated: January 2026
These Terms of Service apply to the Monvera mobile application and any related services operated by Novatrix Consulting. By using the app, you agree to these terms.
Monvera is designed to help users track bills and subscriptions. You are responsible for entering accurate information and keeping your device secure. The app is provided for personal use and may not be used for unlawful purposes.
Some features may require a paid subscription. Prices may vary by country and currency. Subscriptions renew automatically unless canceled at least 24 hours before the renewal date.
All billing, renewals, and payment security are handled directly through the Apple App Store or Google Play Store. We do not store payment card details.
You may cancel a subscription at any time in your App Store or Google Play account settings. After cancellation, you will continue to have access until the end of the billing period.
Refunds are processed according to Apple and Google policies. Requests must be submitted through the store where the purchase was made.
Monvera stores the information you choose to enter. Details about how data is stored, backed up, and deleted can be found in our Privacy Policy.
We aim to provide reliable service, but occasional maintenance or outages may occur. Features may change or be improved over time.
Monvera provides organizational tools and does not offer financial or legal advice. We are not responsible for financial losses or missed payments resulting from app usage.
If you have questions regarding these terms, please contact:
support@novatrixconsultings.com
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